HAVE A QUESTION? CALL US AT (872) 266-3015
Retirement Red Flags Podcast
Hear firsthand what worked—and what didn’t—for real retirees. Each episode unpacks common mistakes, overlooked risks, and smart strategies to help you retire with confidence.
Listen below or open on Spotify, YouTube, and Apple Podcasts!
Episode 3: The Missing Variable in Your Retirement Plan
John's Story
Meet John. He had a pension, a traditional 401(k), a few IRAs, and Social Security coming in. By all conventional measures, he was doing just fine. But when we asked him how confident he felt in his retirement plan—on a scale from 0 to 100—he didn’t even pause. “Forty-five,” he said. “I’ve got the pieces. I just don’t know if they work together.” This wasn’t fear. This was something more unnerving: uncertainty in the face of a life that was supposed to feel settled.
Ray's Story
Ray didn’t call in a panic. He wasn’t on the brink of bankruptcy. He wasn’t even looking for a big change. He was just... tired. Tired of the ads, the jargon, the endless promises about “retirement made simple” — and the sneaking suspicion that nobody was really saying anything of substance. And now, in his seventies, with his health starting to fade and a move to New Jersey on the horizon, he’s left holding a handful of retirement accounts — and very few answers.
Dr. Melissa Harper's Story
Meet Melissa. She retired earlier this year after decades in pharmaceutical research. She had the kind of career most people would envy — smart decisions, steady savings, and a methodical mindset built on years of working in science. Melissa lived by the data. Every major decision in her life was backed by research, precision, and patience. So when she retired, she didn’t expect to feel... unsure.
Explore More Resources
Take control of your retirement with our free resource guides. Learn how to avoid costly mistakes and spot red flags before they become regrets.