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Most Retirees Identify the
RETIREMENT RED FLAGS
After It's Too Late
Protect your retirement from the risks even smart savers overlook.
Explore our Red Flags Checklist and Resource Library below!
Most Retirees Identify the
RETIREMENT
RED FLAGS
After It's Too Late
Protect your retirement from the risks even smart savers overlook! Explore our Red Flags Checklist and Resource Library below.
THE RED FLAGS
I Thought I Had Everything Covered…
But the biggest red flags are the ones I didn’t see coming.
You did the right things. You saved, planned, stayed on track. But retirement has changed - and today, the biggest financial threats are often the ones no one warned you about. Use the Red Flag Checklist below to make sure you are set.
THE RED FLAGS
I Thought I Had Everything Covered…
But the biggest red flags are the ones I didn’t see coming.
You did the right things. You saved, planned, stayed on track. But retirement has changed - and today, the biggest financial threats are often the ones no one warned you about. Use the Red Flag Checklist below to make sure you are set.
Have You Noticed Any of These Red Flags in Your Plan?
Grab the checklist in our free Retirement Readiness Guide and see how many you can check off!
Have You Noticed Any of These Red Flags in Your Plan?
Grab the checklist in our free Retirement Readiness Guide and see how many you can check off!

What Are My Risks in Retirement?
One of the biggest risks in retirement is not having enough steady income to support your lifestyle.
After decades of working and saving, the challenge shifts from savings accumulation to income generation - and many retirees aren’t prepared (or even knew they had to make a switch).
Without a reliable income stream, you may be forced to withdraw from savings too quickly, pay more in taxes, sell investments at the wrong time, or adjust your lifestyle in ways you hadn’t planned.
FACEBOOK GROUP
Join the Private Facebook Community Made Just for Retirees!
It’s a welcoming space to learn, share experiences, and get real answers about retirement - from taxes and RMDs to income planning and estate rules.
✔ Weekly “Red Flag” news alerts on key changes
✔ Tips, tools, and strategies shared by real retirees
✔ A place to ask questions - or just follow along quietly
Not Sure If Your Retirement Plan Has a Red Flag?
Sometimes a second set of eyes is all it takes to spot what’s been missed.
If something feels uncertain - whether it’s about income, taxes, or just making your money last - it’s worth a quick conversation. Our team helps retirees spot overlooked risks and find confidence in their plan. Our mission is simple: help you feel confident that your retirement income plan supports the life you want to live. Schedule a complimentary call below, and we’ll walk through it together step-by-step.
Not Sure If Your Retirement Plan Has a Red Flag?
Sometimes a second set of eyes is all it takes to spot what’s been missed.
If something feels uncertain - whether it’s about income, taxes, or just making your money last - it’s worth a quick conversation. Our team helps retirees spot overlooked risks and find confidence in their plan. Our mission is simple: help you feel confident that your retirement income plan supports the life you want to live. Schedule a complimentary call below, and we’ll walk through it together step-by-step.
RESOURCES
Avoid the retirement tax time bomb! This guide reveals how smart planning helps you keep more of what you’ve worked so hard to save.
Living longer is a gift - but it comes at a cost. Discover how longevity affects your savings and what to do now to stay prepared.
One poorly timed withdrawal could undo decades of savings. This guide shows how to protect your income when markets dip.
Prices are rising fast in the categories retirees depend on most like housing and groceries. See what’s at risk - and how to outpace inflation.
A simple, step‑by‑step resource to help retirees protect their legacy, understand LTC options, and make informed decisions for a worry‑free future.
Learn how to create a living trust that safeguards your legacy, minimizes stress for your loved ones, and gives you peace of mind.
Even well-balanced stock portfolios can have blind spots. This guide reveals the silent risks that could derail your plan.
Turn your savings into steady income. Learn how to design a retirement "paycheck" that lasts, even when markets don’t cooperate.
Medicare isn’t as comprehensive as most retirees assume. Learn where the gaps are and how to cover them without draining your savings.
Hidden fees can quietly erode your nest egg. This guide uncovers the costs you might be missing - and how to avoid them.
Everyone’s got advice for your retirement. The tricky part? Figuring out which advice is actually worth listening to. That’s where Ralph found himself. He had the savings, the advisor, the plan, but something still didn’t sit right with him. Ralph wasn’t...
What if your retirement plan was technically perfect… right up until life happened?
You’d think that after 25 years of retirement, the hard questions would be behind you. But for Rich - a 79 year old with a 12% average return over two and a half decades - the most important question is just now...
What if you did everything right? Saved early. Built up millions. Played by the rules. Stayed disciplined. And then one day - after all the years of careful planning - you realize the real cost doesn’t show up while you’re working. It shows up the moment you stop. This is Brian’s story....
Reaching $700,000 or more in retirement savings is a major accomplishment. It also places you in a group that faces unique opportunities - and unique risks. The decisions you make over the next...
We’ve all seen the headlines: “Estate tax exemption raised to $15 million!” And at first glance, it sounds like a green light to stop worrying, especially if your estate is comfortably below that threshold. But...
You’re sitting at the kitchen table. A stack of statements in front of you. The papers feel heavy in your hands. The numbers blur together. Your stomach tightens because you’re not sure what they all mean...
For the Week of October 24th, 2025
This week’s retirement news offered more than numbers - it revealed a changing story of how Americans live, age, and adapt. With Social Security adjustments on the horizon, inflation still nipping at budgets, and new research redefining what it means to be a grandparent, it’s news worth paying attention to for anyone navigating life after work.
Des Moines, Iowa | September 24th, 2025
Retirees across Iowa are asking the same question: “Have I done enough?” Even after decades of saving and planning, many retirees feel a lingering doubt that something could slip through the cracks. That’s why Retirement Red Flags is hosting the “2025 Annual Retiree Update” workshop this November in West Des Moines. The event is designed specifically for retirees who feel mostly prepared, but want to identify overlooked risks and last-minute adjustments before the 2026 changes take effect.
Are You Ready For Retirement?
Are You Ready For Retirement?